Affordable Comfort for Everyone

Get HVAC financing solutions that fit your budget no matter your credit score.

At Handy Air, we understand that unexpected HVAC expenses can be difficult, especially for those with credit challenges. That's why we offer financing solutions to get you a new AC with affordable monthly payments that fit your budget.

Our financing options provide you with the financial flexibility you need, and can also help you build your credit for the future. By making consistent, on-time payments towards your AC, you can establish a positive credit history and increase your credit score. We are committed to helping our customers get the AC they need today, while also setting them up for financial success in the future.

Call us today to learn more about our financing options, or get pre-approved by applying below!

Build Credit with Okinus

Been turned down for a new AC in the past? Have credit challenges?

With financing options from Okinus, we can get you approved for a new AC today and help you build your credit for the future.

Get approved today for your new AC and improve your credit with Okinus Financing - even with previous credit challenges!

· Instant Approvals Starting at $8,000

· Build Credit with Reported On-Time Payments to Credit Bureaus

· Early Payoff Options with No Prepayment Penalty

· Quick & Easy Application Process

· Lease-Purchase Contracts Up To 4 Years

Need a payment estimate? Check out our HVAC calculator!

Get A New AC In A Snap With Snap! Loans

Apply now, get an answer in seconds.

Snap! looks beyond your credit score to get you the approval you need.

Snap! specializes in lease-to-own programs designed to help customers who have difficulty obtaining traditional financing due to their credit history.

This service allows customers to pay for their AC in installments over time, making it a convenient and practical option for those looking for alternative financing solutions.

Simple - Easy to apply, know in seconds.

Accessible - For those who need it most.

Flexible - Get your new AC now, pay over time.

Why choose Handy Air?

Licensed Techs

Our NATE-certified technicians are trained and experienced in handling a full range of heating & cooling needs.

Always On Time

We know your time is valuable. Our techs will never keep you waiting around for service when you need us. We'll arrive when scheduled, guaranteed!

Upfront Pricing

You'll know the cost of your service before any work begins. No hidden fees. No expensive surprises. Just straightforward quotes, and flexible finance options.