Affordable Comfort for Everyone

Get HVAC financing solutions that fit your budget no matter your credit score.

At Handy Air, we understand that unexpected HVAC expenses can be difficult, especially for those with credit challenges. That's why we offer financing solutions to get you a new AC with affordable monthly payments that fit your budget.

Our financing options provide you with the financial flexibility you need, and can also help you build your credit for the future. By making consistent, on-time payments towards your AC, you can establish a positive credit history and increase your credit score. We are committed to helping our customers get the AC they need today, while also setting them up for financial success in the future.

Call us today to learn more about our financing options, or get pre-approved by applying below!

With SELF® Comfort Doesn't Depend On Credit

Credit score challenges? Unique needs? We've got you covered with low-interest AC loans from SELF®.

We've got flexible options for homeowners, even if you’ve faced credit challenges in the past. SELF® focuses on your ability to pay, not your credit score, making it easy to upgrade your AC system and improve your home’s comfort.

· Low-Interest Home Improvement Loans

· No Minimum Credit Score Required

· Special Lending Programs for Veterans, Seniors, and More

· Loans Available for Manufactured Homes

· Immediate Family Members Can Apply

Apply Now

Build Credit with Okinus

Been turned down for a new AC in the past? Have credit challenges?

With financing options from Okinus, we can get you approved for a new AC today and help you build your credit for the future.

Get Pre-Approved

Get approved today for your new AC and improve your credit with Okinus Financing - even with previous credit challenges!

· Instant Approvals Starting at $8,000

· Build Credit with Reported On-Time Payments to Credit Bureaus

· Early Payoff Options with No Prepayment Penalty

· Quick & Easy Application Process

· Lease-Purchase Contracts Up To 4 Years

Need a payment estimate? Check out our HVAC calculator!

Why choose Handy Air?

Licensed Techs

Our NATE-certified technicians are trained and experienced in handling a full range of heating & cooling needs.

Always On Time

We know your time is valuable. Our techs will never keep you waiting around for service when you need us. We'll arrive when scheduled, guaranteed!

Upfront Pricing

You'll know the cost of your service before any work begins. No hidden fees. No expensive surprises. Just straightforward quotes, and flexible finance options.