Affordable Comfort for Everyone

Get HVAC financing solutions that fit your budget no matter your credit score.

At Handy Air, we understand that unexpected HVAC expenses can be difficult, especially for those with credit challenges. That's why we offer financing solutions to get you a new AC with affordable monthly payments that fit your budget.

Our financing options provide you with the financial flexibility you need, and can also help you build your credit for the future. By making consistent, on-time payments towards your AC, you can establish a positive credit history and increase your credit score. We are committed to helping our customers get the AC they need today, while also setting them up for financial success in the future.

Call us today to learn more about our financing options, or get pre-approved by applying below!

Build Credit with Okinus

Been turned down for a new AC in the past? Have credit challenges?

With financing options from Okinus, we can get you approved for a new AC today and help you build your credit for the future.

Get approved today for your new AC and improve your credit with Okinus Financing - even with previous credit challenges!

· Instant Approvals Starting at $8,000

· Build Credit with Reported On-Time Payments to Credit Bureaus

· Early Payoff Options with No Prepayment Penalty

· Quick & Easy Application Process

· Lease-Purchase Contracts Up To 4 Years

Get Pre-Approved

Need a payment estimate? Check out our HVAC calculator!

Flexible Financing with Hearth

Experience stress-free financing: affordable payments and soft credit checks for your peace of mind.

Don’t let uncertainty hold you back from getting the AC you need.

· See Your Monthly Payment Options In 60 Seconds

· Get Pre-Qualified Without Any Impact On Your Credit Score

· Gain Valuable Insights To Choose The Best AC Option For You

· Enjoy A Straightforward And User-Friendly Process

· Understand Your Purchasing Power For Better Budget Planning

Why choose Handy Air?

Licensed Techs

Our NATE-certified technicians are trained and experienced in handling a full range of heating & cooling needs.

Always On Time

We know your time is valuable. Our techs will never keep you waiting around for service when you need us. We'll arrive when scheduled, guaranteed!

Upfront Pricing

You'll know the cost of your service before any work begins. No hidden fees. No expensive surprises. Just straightforward quotes, and flexible finance options.