“Comfort should be accessible to everyone, especially here in Florida.”

Unlocking HVAC Systems: How PACE Financing Helps Regardless of Your Credit

If you've ever thought about upgrading your HVAC system but felt deterred by your credit score, you're not alone. Traditional financing avenues often place heavy emphasis on creditworthiness, leaving many homeowners in the cold - or, in our case as Floridians, in the heat. Enter PACE Financing - a game-changer in the realm of HVAC system purchases. Let’s dive into how this program is ensuring that HVAC upgrades are within reach, irrespective of credit standing.

What Exactly is PACE Financing?

PACE, or Property Assessed Clean Energy, is a financing structure that helps homeowners invest in energy efficiency improvements, including HVAC systems. Instead of assessing your ability to pay based on your credit score, PACE ties the financing to the property itself. This means repayments are made as part of your property tax bill.

Why PACE is Different

• No Credit Checks: One of the standout features of PACE is that it doesn’t focus on your credit score. Instead, the equity you have in your property and your payment history for property taxes play a more significant role.

• Long-Term Repayments: PACE Financing often allows for extended repayment terms, sometimes up to 20 years. This translates to smaller, manageable monthly payments.

• Transferability: If you decide to sell your home, the PACE assessment can, in many cases, be transferred to the new owner, eliminating the need to pay off the full balance upon sale.

Revolutionizing HVAC Upgrades

Energy-efficient HVAC systems are a blessing, not just for the environment but also for your monthly energy bills. PACE makes these systems accessible, even if traditional financing has been out of reach due to credit constraints. With the ability to finance the entire cost of the system, including installation, many homeowners find PACE to be the key to unlocking their HVAC needs.

We Work with the Best

At Handy Air, we are proud to collaborate with the top PACE lenders in the country, ensuring our clients receive not only the best HVAC systems but also the best financing options. Our commitment is to provide an all-encompassing service that looks beyond just the initial purchase and installation.

Final Thoughts

The days of letting your credit score dictate your home's comfort are behind us. With PACE Financing, the power is placed back in the hands of homeowners, allowing you to make decisions that are right for your home and your comfort. And with our partnership with the nation's leading PACE lenders, you're guaranteed a seamless, supportive experience from start to finish.

Whether you're looking to upgrade, replace, or install a new HVAC system, consider the advantages of PACE Financing. After all, comfort should be accessible to everyone, especially here in Florida.